Simple, Fast, &
Transparent.

Welcome to your premier mortgage lender for residential, commercial, and multifamily real estate.

770-250-2051

Our Process

1) Pre-Qualification & Discovery→ Submit a Quick Quote Request to discuss your scenario with a Loan Officer and review your options up front, before submitting a full Loan Application.

 

2) Pre-Approval & Initial Terms → Submit a Loan Application (see Applications tab) to request a bindable Term Sheet and start the underwriting process.

 

3) Processing & Underwriting → Once we have the signed Term Sheet, your Loan Officer will provide you with a Needs List to complete with the help of our Processing Team.

 

4) Final Terms & Closing → After receiving all items requested in the Needs List, Final Terms are released. Once Final Terms are signed, the file is moved into Closing.

Loan Products

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Fix-and-Flip & Bridge

Purchase and renovate a distressed property to be sold or refinanced into a long-term loan and held.

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New Construction

Finance the acquisition, development, and construction of ground-up projects large and small.

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Long-Term DSCR

Long-term landlord loans to purchase rental properties that are move-in ready, whether they're leased or vacant.

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Cash-Out Refinances

Refinance a property you already own to pay off another loan or use your equity to get cash for more deals.

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Portfolios

Bundle multiple properties into one loan to reduce costs or scale your rental portfolio.

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Owner-Occupied Mortgages

Conventional, VA, FHA, and HELOCs for BOTH investment properties and primary residences.

Our Mission

"Capture More Profit"

Since 2018, both new and seasoned investors alike have turned to Locklin Capital for funding. Our clients receive real, measurable value in the form of faster closings, easier processes, consistently competitive terms, and unparalleled customer service -- saving them time and money, and helping them scale.

Why Locklin Capital?

  • Easy Application & Speedy Approval
  • Dedicated Loan Specialist & Personalized Service
  • Extensive Loan Options & Term Flexibility
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Industry-Leading Experience & Expertise

We started as investors, ourselves. Now we use that perspective to keep a pulse on the lending landscape for you as the market fluctuates and underwriting guidelines shift.

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Easy Application & Speedy Approval

Get a pre-qualified Quick Quote up front by talking to one of our Loan Officers. When you are ready for a Term Sheet, our Funding App takes only minutes!

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Dedicated Loan Specialist & Personalized Service

Our team is with you for the long run. Service-based lending is our priority and winning is in our blood.

icon-extensive-loan-options-01

Extensive Loan Options & Term Flexibility

We believe our business model allows us to provide the most competitive loan product the market has to offer, so whether you need to lower costs or speed up your funding process -- we have the solution.

Why Locklin

Capital?

icon-industry-leading-01

Industry-Leading Experience & Expertise

We started as investors, ourselves. Now we use that perspective to keep a pulse on the lending landscape for you as the market fluctuates and underwriting guidelines shift.

icon-industry-easy-application-01

Easy Application & Speedy Approval

Get a pre-qualified Quick Quote up front by talking to one of our Loan Officers. When you are ready for a Term Sheet, our Funding App takes only minutes!

icon-dedicated-loan-specialist-01

Dedicated Loan Specialist & Personalized Service

Our team is with you for the long run. Service-based lending is our priority and winning is in our blood.

icon-extensive-loan-options-01

Extensive Loan Options & Term Flexibility

We believe our business model allows us to provide the most competitive loan product the market has to offer, so whether you need to lower costs or speed up your funding process -- we have the solution.

Ready to Get Started?

Ready to Get

Started?

Our process is designed to be easy from start to finish.

Let's get to work.