Just shoot us the quick application found on our website. It only takes a couple minutes and consists of all the information we need to issue an accurate term sheet.

A lot of lenders will issue inaccurate terms, meant to be a bait and switch, and they typically change later. At Locklin Capital we prioritize delivering on what we say we will up front.

We have short-term fix-and-flip, bridge, and new construction loans, plus long-term loans for rental purchases and refinances. 

Our rates are competitive starting at 7.49% on short-term options and 3.75% on long-term options. We can offer up to 30-year terms.

Fees you will see at closing from Locklin Capital will include :

1. Origination fee or "Points" 
2. Underwriting fee 

Other costs at closing will come from a third-party, which you are free to shop. These may include appraiser, closing attorney, and insurance provider.

In the following states, we can conduct a desktop appraisal and close as quickly as 3 days: GA, NC, SC, TN, TX. 

In all other states, we typically go for 10 business days, assuming we have a full loan file from the borrower, clean title, and no major delays from third parties.

As long as you have a good deal on the table, we can probably fund it, as credit requirements are flexible and we do not require previous experience.

However, our Preferred options become available once you have 3 previously completed deals and 680+ credit.

Yes we do! Just shoot us a quick-app online and we will issue a POF letter, initial terms, and a checklist to close.

We can typically do a soft pull during the underwriting process, and the loans do not show up on your credit report.

Our draw fees range from $125 to $175 per draw and are based on completed work. We rely on quality inspectors to conduct draw inspections and deliver the reports in a timely manner. The typical turnaround time for a draw is 2-4 days.