Loan Products

Loan

Products

Fix-and-Flip

or Bridge Loan

The most well rounded short-term products available, combining speed with competitive pricing.

  • Up to 90% LTC (100% available in GA, FL, TX, TN)
  • Up to 75% LTV
  • 8.49%+ interest
  • Dutch and Non-Dutch options available
  • Desktop appraisal available in GA, NC, SC, TN, FL, TX, OH, PA, CA, CO
  • No experience required
  • Flexible credit requirements
  • Recourse and non-recourse options

New Construction Loan

New

Construction Loan

Perfect for experienced builders and developers looking for professional and straightforward funding.

  • Up to 90% LTC
  • Up to 70% LTV
  • 9.99%+ interest
  • Dutch and Non-Dutch options available
  • Appraisal required
  • 1+ experience required
  • 600+ credit required
  • Full recourse

Long-Term

Purchase Loan

Great option for purchasing turnkey rentals. Based primarily on the cash-flow (DSCR) of the subject property.

  • Up to 80% LTV
  • 6.5%+ interest with buy-down options
  • 30 year terms
  • Fixed rate or adjustable
  • Appraisal required
  • 620+ credit required
  • Recourse and non-recourse options
  • Portfolio loans available

Cash-Out

Refinance

Refinance a property in your portfolio and pull cash out for future projects.

  • Up to 80% LTV
  • 6.5%+ interest with buy-down options
  • 30 year terms
  • Fixed rate or adjustable
  • Appraisal required
  • 620+ credit required
  • Recourse and non-recourse options
  • Portfolio loans available
  • No seasoning required -- Cash out immediately!

Transactional

Funding

A perfect solution for wholesalers looking to double-close in a situation where passthrough funding is not permitted.

We offer transactional funding to purchase and sell a property during the same day. The A-B transaction we lend on must be contingent on funding of the B-C transaction. Both must be verified by the title company or closing attorney and must occur within 24 hours of each other.

There is an average fee of 1% of the loan amount.

To discuss a transactional loan scenario, please describe your situation in detail below and we will reach out right away.