Loan Products
Fix-and-Flip / Bridge
- Residential, Multifamily, & Commercial
- Up to 90% Purchase + 100% Rehab
- Up to 93% LTC
- Up to 75% ARV
- 6-24 Month Term
- 8.99%+ Rates
- 1-3% Origination (Points)
- $995-1995 Processing
- No Experience Required
- Flexible on Credit Requirement
- Advanced Draws at Closing (optional)
Ground-Up Construction
- Residential, Multifamily, & Commercial
- Up to 90% LTC
- Up to 70% ARV
- 12-36 Month Terms
- 10.49%+ Rates
- 2-3% Origination (Points)
- $995-1995 Processing
- No Experience Required
- Flexible on Credit Requirement
DSCR Purchase or Refinance
- Long-Term & Short-Term Rentals Qualify
- Portfolio Loans Available
- Both Fixed Rate & Adjustable-Rate Options
- Both PITI & Interest-Only Options
- 30 Year Terms
- 640+ Credit Required
- Pricing and Leverage based on Subject Property Location and Debt Service Coverage Ratio (DSCR)
Conventional Purchase or Refinance
- Primary Residences, Investment Properties, and Short-Term Rentals Eligible
- HELOCs Available
- Utilize DTI (debt-to-income ratio) for More Competitive Rates
- Up to 95% LTV
- Fixed Rate & Adjustable-Rate Options
- Fully-Amortizing & Interest-Only Options
- 15-30 year Terms
- 580+ Credit Required