Loan Products

Loan

Products

Fix-and-Flip

or Bridge Loan

Acquisition & renovation financing tailored for Fix & Flip, Fix & Rent, & Property Stabilization.

  • Residential, Multifamily, & Commercial Properties
  • Up to 75% After-Repair Value
  • 12-36 month Interest-Only Term
  • 9.99%+ Interest
  • Desktop Appraisal available
  • Flexible Credit & Experience Requirements

New

Construction Loan

Land & construction financing to provide funding throughout Acquistion, Development, & Construction phases of the project.

  • Residential, Multifamily, & Commercial properties
  • Up to 90% LTC
  • 12-36 month Interest-Only Term
  • Interest Rates start @ 9.99%
  • Experience not required
  • Flexible credit requirements

Long-Term

DSCR Loan

Long-term financing for rentals, using the properties cash flow to underwrite.

  • Long-term & Vacation Rentals, Multifamily, Rental Portfolios, Commercial properties eligible
  • Up to 80% LTV
  • Fixed Rate & Adjustable-Rate options
  • Fully-Amortizing & Interest-Only options
  • 5-30 year Terms
  • 620+ Credit required

Cash-Out

Refinance

Refinance a property in your portfolio and pull cash out for future projects.

 

  • Long-term & Vacation Rentals, Multifamily, Rental Portfolios, Commercial properties eligible
  • 90-day Seasoning
  • Up to 80% LTV
  • Fixed Rate & Adjustable-Rate options
  • Fully-Amortizing & Interest-Only options
  • 5-30 year Terms
  • 620+ Credit required

Transactional

Funding

A perfect solution for wholesalers looking to double-close in a situation where passthrough funding is not permitted.

We offer transactional funding to purchase and sell a property during the same day. The A-B transaction we lend on must be contingent on funding of the B-C transaction. Both must be verified by the title company or closing attorney and must occur within 24 hours of each other.

There is an average fee of 1% of the loan amount.

To discuss a transactional loan scenario, please describe your situation in detail below and we will reach out right away.