Loan Products
Loan
Products
Fix-and-Flip
or Bridge Loan
Acquisition & renovation financing tailored for Fix & Flip, Fix & Rent, & Property Stabilization.
- Residential, Multifamily, & Commercial Properties
- Up to 75% After-Repair Value
- 12-36 month Interest-Only Term
- 9.99%+ Interest
- Desktop Appraisal available
- Flexible Credit & Experience Requirements
New
Construction Loan
Land & construction financing to provide funding throughout Acquistion, Development, & Construction phases of the project.
- Residential, Multifamily, & Commercial properties
- Up to 90% LTC
- 12-36 month Interest-Only Term
- Interest Rates start @ 9.99%
- Experience not required
- Flexible credit requirements
Long-Term
DSCR Loan
Long-term financing for rentals, using the properties cash flow to underwrite.
- Long-term & Vacation Rentals, Multifamily, Rental Portfolios, Commercial properties eligible
- Up to 80% LTV
- Fixed Rate & Adjustable-Rate options
- Fully-Amortizing & Interest-Only options
- 5-30 year Terms
- 620+ Credit required
Cash-Out
Refinance
Refinance a property in your portfolio and pull cash out for future projects.
- Long-term & Vacation Rentals, Multifamily, Rental Portfolios, Commercial properties eligible
- 90-day Seasoning
- Up to 80% LTV
- Fixed Rate & Adjustable-Rate options
- Fully-Amortizing & Interest-Only options
- 5-30 year Terms
- 620+ Credit required
Transactional
Funding
A perfect solution for wholesalers looking to double-close in a situation where passthrough funding is not permitted.
We offer transactional funding to purchase and sell a property during the same day. The A-B transaction we lend on must be contingent on funding of the B-C transaction. Both must be verified by the title company or closing attorney and must occur within 24 hours of each other.
There is an average fee of 1% of the loan amount.
To discuss a transactional loan scenario, please describe your situation in detail below and we will reach out right away.