Loan Products

Loan

Products

Fix-and-Flip

& Bridge

We provide short-term loans to buy, renovate, and sell residential properties, so you make a profit.

  • Up to 100% LTC including purchase price + rehab
  • Up to 75% LTARV
  • 7.5%+ interest
  • 2 - 3 points
  • $995 average underwriting fee
  • Accumulate interest on drawn funds only
  • No appraisal options
  • No experience required
  • 580+ credit required for

New Construction

New

Construction

For experienced residential developers & investors working on single-family, multifamily, and multi-unit projects.

  • Up to 90% LTC including land + construction
  • Up to 70% LTARV
  • 8.5%+ interest
  • 2 - 3 points
  • $995 average underwriting fee
  • Accumulate interest on drawn funds only
  • 1+ experience required
  • 600+ credit required

Long-Term

Purchase

Long-term landlord loans to purchase rental properties.

  • Up to 80% LTV
  • 4.5%+ interest
  • 2-3 points
  • Up to 30 year fixed rate
  • 5/7/10 year adjustable rate
  • Amortized over 30 years
  • Appraisal or BPO required
  • Recourse and non-recourse
  • Portfolio loans available

Cash-Out

Refinance

Convert your equity into cash by entering a long-term rental loan.

  • Up to 75% LTV
  • 4.5%+ interest
  • 2-3 points
  • Up to 30 year fixed rate
  • 5/7/10 year adjustable rate
  • Amortized over 30 years
  • Appraisal or BPO required
  • Recourse and non-recourse
  • Portfolio loans available

Transactional

Funding

We offer transactional funding to purchase and sell a property during the same day.

We offer transactional funding to purchase and sell a property during the same day. The A-B transaction we lend on must be contingent on funding of the B-C transaction. Both must be verified by the title company or closing attorney and must occur within 24 hours of each other.

There is an average fee of 1.5% of the loan amount, but this may vary based on the size of the loan.

To discuss a transactional loan scenario, please describe your situation in detail below and we will reach out right away.