Loan Products
Loan
Products
Fix-and-Flip
or Bridge Loan
The most well rounded short-term products available, combining speed with competitive pricing.
- Up to 90% LTC
- Up to 75% LTV
- 9.49%+ interest
- 1.5-3 points
- Desktop appraisals available
- No experience required
- Flexible credit requirements
New
Construction Loan
Perfect for experienced builders and developers looking for professional and straightforward funding.
- Up to 90% LTC
- Up to 70% LTV
- 9.99%+ interest
- Dutch and Non-Dutch options available
- No experience required (in select states)
- Flexible credit requirements
- Horizontal and Vertical funding
Long-Term
DSCR Loan
Great option for purchasing turnkey rentals. Based primarily on the cash-flow (DSCR) of the subject property.
- Up to 80% LTV
- 6.5%+ interest with buy-down options
- 30 year terms and amortization
- Fixed rate, adjustable rate, interest only options
- 620+ credit required
- Portfolio loans available
Cash-Out
Refinance
Refinance a property in your portfolio and pull cash out for future projects.
- Up to 75% LTV
- 6.5%+ interest with buy-down options
- 30 year terms and amortization
- Fixed rate, adjustable rate, interest only options
- 620+ credit required
- Portfolio loans available
- Minimal seasoning required -- Cash out fast!
Transactional
Funding
A perfect solution for wholesalers looking to double-close in a situation where passthrough funding is not permitted.
We offer transactional funding to purchase and sell a property during the same day. The A-B transaction we lend on must be contingent on funding of the B-C transaction. Both must be verified by the title company or closing attorney and must occur within 24 hours of each other.
There is an average fee of 1% of the loan amount.
To discuss a transactional loan scenario, please describe your situation in detail below and we will reach out right away.