Loan Products
Fix-and-Flip / Bridge
- Residential, Multifamily, & Commercial Properties
- Up to 90% of Purchase
- 100% of Rehab
- Up to 75% After-Repair Value
- 6-24 Month Terms
- 9.99%+ Interest
- 1.5-3 Points
- $995-1995 Processing Fees
- Desktop Appraisal available
- Flexible Credit & Experience Requirements
New Construction
- Residential, Multifamily, & Commercial Properties
- Up to 90% Loan-to-Cost
- Up to 70% After-Repair Value
- 12-36 Month Terms
- 9.99%+ Interest
- Flexible Credit & Experience Requirements
- Points & Fees Vary
DSCR Purchase or Refinance
- Long-Term & Short-Term Rentals
- Portfolio Options
- Up to 80% LTV
- Fixed Rate & Adjustable-Rate Options
- Fully-Amortizing & Interest-Only Options
- 5-30 Year Terms
- 620+ Credit Required
Conventional Purchase or Refinance
- Primary Residences, Investment Properties, and Short-Term Rentals Eligible
- HELOCs Available
- Utilize DTI (debt-to-income ratio) for More Competitive Rates
- Up to 95% LTV
- Fixed Rate & Adjustable-Rate Options
- Fully-Amortizing & Interest-Only Options
- 15-30 year Terms
- 580+ Credit Required